Playford Games is noted for games that challenge strategic skills and build knowledge of history. However, the Moral Conflict games series does more: it develops moral understanding of the costs of various choices.
Every choice has consequences.
Although many modern board games build skills in strategy and even educate players about historical facts, few do what the Moral Conflict series does: helps players develop an understanding of how moral character impacts decisions and outcomes.
The Moral Conflict series includes games that challenge the intellect and appeals to a large segment of the population including serious strategy and war game players as well as youth who enjoy both socializing and applying decision making skills.
Whether players are serious gamers or just enjoy a challenge, Moral Conflict, located on the web at www.playfordgames.com/find-games , allows them to make decisions and follow the course of those choices through a series of consequences. By allowing a holistic view of the consequences of various choices, Moral Conflict builds understanding of moral values and how character influences the decisions everyone makes on a daily basis.
Based on the historical reality of WWII, Moral Conflict takes the typical “war game” to a new level. Things such as weather and terrain can affect the outcome of battles, and players adopt character roles that are influenced both by the game and by personal choices. Players must exercise diplomacy, cooperation and negotiation in order to be successful and learn how moral standing impacts the game’s outcome.
Every game session offers a different outcome based on the players’ personal decisions. Players can experiment with different outcomes because they can apply different values at various points in the game. Depending on the moral path taken by each player, every game presents new and exciting possibilities.
The Moral Conflict game series, located on the web at www.playfordgames.com/play-to-win , promises to become a unique type of board game: one that offers both intellectual and moral challenges to all players.
About Playford Games:
Playford Games offers exciting game play for players in its Moral Conflict series. http://www.playfordgames.com features videos and rulebooks that can help players choose their roles for this exciting board game.
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Huntington Beach, California – Historically low interest rates have tempted buyers into the market, strengthening recent home sales in Orange County. However, according to the Huntington mortgage experts at CB Investments, located on the web at www.cbinvestments.com choosing the right mortgage is still important. While Huntington Beach mortgage rates on different products vary, a lower interest rate may come with issues that make it difficult for the homeowner to pay back the loan. The lowest initial interest rate is not always the best choice.
California mortgage rates are based on many factors. The 30-year fixed rate mortgage is still the most popular loan product for very good reasons. This product, unique in the United States housing market, often has the security of government-sponsored enterprises such as Fannie Mae and Freddie Mac to back it up. Strong underwriting standards have helped make this type of mortgage stronger than ever.
Along with the 30-year fixed mortgages, lenders also offer 25-year and 20-year fixed interest rate product at slightly lower rates. Since the discount is slight, borrowers are often better off doing a 30-year loan and then making principal reduction payments on their own if they wish to reduce the loan term. They then are able to keep the flexibility of the lower 30-year amortized payment if they need it.
If buyers are considering a shorter term fixed-rate loan, the 15-year fixed-rate mortgage is the product to consider. A 15-year mortgage provides a substantial interest rate discount and greatly minimizes the total interest paid over the life of the loan compared to a 30 year amortized loan. For many, another benefit is that this term coincides with their retirement plans. Not only are they able to eliminate their largest debt, but the interest tax deduction will not be as valuable when their income drops in retirement.
Buyers who are in the market for an indefinite home ownership period should definitely consider the fixed-rate loan. Even if the initial interest rate is higher for a fixed-rate loan than for an ARM, the risk level is much lower, making this the perfect product for an Orange County mortgage holder who wants to find a safe product and keep interest rates relatively low.
About CB Investments:
CB Investments are professional Orange County mortgage brokers who can work with clients of all income levels to find the right mortgage product for home ownership needs. With the help of CB Investments, located at www.cbinvestments.com , Orange County homeowners can find the right financing for homes and can help buyers qualify for the best mortgages at the lowest rates.
For More Information: www.cbinvestments.com